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The use of  (this "website") is subject to the following terms and conditions of use (the "Terms"). After you have read and understood these Terms, you may click "I have read and accept the present Terms" to confirm that you agree to the Terms. These Terms create a binding legal agreement between you and us. For your own protection and benefit, please read these Terms before starting to use this section of the website. During each visit to this section of the website, you are responsible for being familiar with, and are bound by, the version of these Terms you have accepted. If you do not agree to these Terms, you must refrain from using this section of the website.

By clicking "I have read and accept the present Terms” you:
expressly acknowledge that you have read, understood and accept the Terms and agree to abide by them; represent, warrant and undertake that you are not resident in the United States of America and are not a U.S. Person; and confirm that you are accessing this website in compliance with the laws and regulations of the jurisdiction or country in which you are residing.

Ownership of website, brands and copyright: FundPartner Solutions (Europe) S.A. and the other Pictet Group brands mentioned on the website are registered trademarks or service marks of the Pictet Group or its affiliated companies. Unless otherwise indicated, the entire website is protected by copyright. 

Access to the website: In order to access this website, you have been asked to indicate your country of residence. Your selection will be used to determine the information that you will be able to access on this website. Access to the website is forbidden to any person from a jurisdiction (by reason of their domicile, residence, nationality or other) whose applicable laws and/or regulations prohibit the publication and/or availability of the website. Retail Investors are able to access information about funds that have been registered for public distribution in their country of residence (the “Funds”). Not all Funds in relation to which information is available on this website are available in all geographical locations and so not all areas of this website will be accessible to all investors. If your country of residence changes, you must access this website selecting your new country of residence. You should be aware that this may result in you not being able to access (i) information in relation to the same funds as previously, or (ii) any information at all. Please note that the fact of selecting a country of residence does not mean that all or any of the Funds in relation to which information is made available, have been deemed suitable for you.
When using this website you must comply with all applicable local, national and international laws including those related to data privacy, international communications and exportation of technical or personal data. It may be unlawful to access or download the information contained on this website in certain countries and FundPartner Solutions (Europe) S.A. disclaims all responsibility if you access or download any information from this website in breach of any law or regulation of the country in which you are residing or domiciled.

No offer, recommendation or investment advice: The information provided on this website is provided for information only and is not intended to be a substitute for the Funds’ full documentation. Hence, the information on this website, or any information provided via a hyperlink, does not constitute financial, legal, accounting, tax or investment advice or an offer or a recommendation to subscribe or redeem an investment in the Fund or to carry out any other transaction in any jurisdiction in which such offer for recommendation would be unlawful. It should not be used as the sole basis for any investment decision or other decision. Any investment decision should be based on a full review of the prospectuses, the key investor information documents (“KIIDs”), the annual reports and semi-annual reports of the Funds and appropriate professional advice specific to the investor's needs. 
Neither the Funds nor FundPartner Solutions (Europe) S.A. provide investment advice to investors in the Funds. They do not carry on any other activities with or for such investors that constitute "investment services" or "ancillary services" for the purposes of the Markets in Financial Instruments Directive. 

Nothing contained on this website constitutes, and nothing on this website should be construed as, investment advice or a recommendation to buy, sell or otherwise transact in any investment including interests in the Funds. It is strongly recommended that you seek professional investment advice before making any investment decision.
Tax: Tax treatment depends on the personal circumstances of the investor and is subject to change. Investors are advised to seek specific professional advice before making any investment decision. To the extent that this website refers to a particular tax treatment, such tax treatment will depend upon an investor’s individual circumstances and may be subject to change in the future.

Amendment: FundPartner Solutions (Europe) S.A. may delete or make changes to these Terms and to the information contained on this website at any time. We will notify you of any changes to these Terms from time to time. You will be required to accept such changes in order to continue to use the website. If you do not accept such revised Terms, you may no longer be able to access this website.